Your ability to earn an income is one of your most valuable assets—yet it’s often the most overlooked. With an income protection plan in Malaysia, you can continue receiving financial support even if an illness or injury prevents you from working. At AmMetLife, we help you stay protected so you can focus on recovery without the stress of lost earnings.

What Is an Income Protection Plan?

An income protection plan is a type of insurance that provides regular monthly payouts when you’re unable to work due to medical reasons. This ensures that:

• You can continue to pay for living expenses
  
• Your family’s lifestyle remains stable
  
• You won’t need to dip into savings or retirement funds
  
• Debt obligations such as mortgages or loans stay manageable
  

In short, it’s your financial backup when life puts you on pause.

Why Choose AmMetLife?

AmMetLife offers flexible, affordable income protection solutions tailored to your needs, age, and occupation. Whether you’re a salaried employee, self-employed, or a gig worker, we have options for you.

Benefits of choosing AmMetLife include:

• Monthly income replacement during recovery from illness or injury
  
• Coverage for total and partial disability
  
• Guaranteed renewability and flexible terms
  
• Optional add-ons like hospitalisation and critical illness riders
  
• Simple claims process with quick payout support
  

👉 Learn more at income protection plan Malaysia.

Who Needs an Income Protection Plan?

An income protection plan is ideal for:

• Breadwinners who support their household financially
  
• Freelancers and self-employed individuals without employer benefits
  
• Young professionals who want to protect their future income
  
• Parents with ongoing commitments like school fees and household loans
  

If you rely on your income, it makes sense to insure it.

How Does It Work?

• You select a monthly benefit amount and coverage term
  
• If you become medically unfit to work due to accident or illness, you receive monthly payouts after a short waiting period
  
• The benefit continues until you recover, the policy term ends, or you reach the maximum payout period
  

Note: Benefits are based on your income level and subject to policy terms.

Conclusion: Get Income Protection That Works for You

With the rising cost of living and increasing medical uncertainties, having an income protection plan in Malaysia is more important than ever. AmMetLife’s tailored plans offer financial stability when life takes an unexpected turn—so your income doesn’t stop, even when you do.

Contact AmMetLife today to secure your income and safeguard your financial future.