Owning a car would be a dream of many, especially in these days cars have no longer become a luxury but a necessity that they need. Of course we do have public transportation but it does not cover all parts of Malaysia and it is tied to a particular schedule that we need to follow in order to commute. Having a car is certainly convenient as we get to travel to our desired destination but there are a few things that you should definitely consider before getting a car.
- Identify your needs and wants
It is crucial to recognize what are your needs and what are you expecting from the car that you are about to buy. If you have many family members then you would probably need to get a family car that is able to transport all the members. Do consider your hobbies and interests as well. Let’s say if you are a sports person and love adventure, perhaps a sports car could be your choice. It is because sports cars are able to give dynamic performance and are built in differently. But if you are using the car only for your needs then you may invest in small and chic cars.
- Do your research
Once you know what type of car that you want to get, take your time and do ample of research regarding it. Inquire around on which dealer is able to give the best price, what are the other models that come under the same car brand and also colour comparison. One pro tip, if you have 2 or 3 cars in mind, draw down a comparison check by listing down the pros and cons. By doing this you are able to see which car is able to give the maximum benefits to you. You can also go for a test drive to determine the car’s smoothness.
- Meet the dealer
At this point, you would need to meet the car dealer and do the initial stages of purchasing a car. Determine what type of loan that you are able to go for and review all the options that you have to ensure that you have chosen the right one. It is also important to inquire about the car loan requirement in Malaysia. You should also inquire about your car’s trade in value in coming years. Another pro tip is to avoid buying any unnecessary add on. Car dealers can be really smart in trying to sell off all their available add on. Get it only if you really want it. Sometimes certain cars have free gifts that come together with the car like car tint and other external accessories so do check it as well.
- Seal the deal
Once you are sanctioned for a loan, you can pay the down payment for the car. Check your credit details at this point, make sure everything is correct. Determine how you are going to pay the loan monthly, be it manually or the bank’s automatic system. After this stage, the car is yours to be brought home ! Certain brands have a trial period where you are able to recheck with the dealers if you are not satisfied with the car within a week of purchasing it. All of the steps mentioned above would ensure you have a hassle free and problem free process when you are going to buy a car. Good luck !